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Home > Home Insurance - Franklin, Indianapolis & All Indiana

Homeowners Insuranceimage of house in indianapolis indiana

Insurance for Homeowners in Wisconsin & Indiana

 

There are few places that really feel like home. Your home is somewhere you and your family can relax, learn and grow, which is why it is important to keep it safe. If an accident or bad storm occurs, a home insurance policy can help you recover with minimal stress and without hurting your pocket.

As an independent agency, Mayflower Insurance works with you to compare quotes among top carriers and insure your home with the best policy for your needs and your budget. We will help you protect your home with a reliable and affordable home insurance policy tailored for your insurance needs.

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What Does Homeowners Insurance Cover?

A typical home insurance policy covers four main areas:

Dwelling

Dwelling coverage provides compensation for damages to the physical home and its attached structures in case of fire, wind, hail, lightning, falling objects, smoke, vandalism and more. This includes certain unattached structures, as well, such sheds.


Personal Belongings

Personal belongings coverage provides compensation if your personal items are lost or damaged due to many of the same perils as covered by dwelling insurance. There are also optional policy floaters available to cover your expensive items such as jewelry, furs, art and electronics.

 

Liability

Personal general liability under home insurance covers accidents of bodily injury and property damage someone else may suffer. For example, if a visitor trips and falls in your home, liability insurance can help pay for their medical bills. It can also protect you in case of a lawsuit regarding these types of accidents. Liability can also extend to cover damage and injuries caused by your children or pets. If your pet bites someone, or if your child accidentally breaks someone’s window with a baseball, liability insurance can help pay for the related expenses.

 

Additional Living Expenses

Additional living expense coverage helps cover costs related to temporarily moving if your home is rendered uninhabitable by a disaster. If a hurricane sweeps in and destroys your home, for example, this coverage can help with the cost of food and temporary shelter.


Protect Your Home Today

Our dedicated agents are ready to help you protect what matters most. Call Mayflower Insurance today at or fill out an online quote form to get started.

Common Homeowners Insurance Questions

When Do I Need Home Insurance?

Ideally, you should purchase home insurance by the time you’re ready to sign the dotted line. Purchasing a home insurance policy before you step inside can help cover accidents that may occur before you even officially move in.

How Often are Home Insurance Premiums Paid?

Most home insurance premiums are paid on a monthly basis. There are some options to pay annually, which can often provide a discount.

How Much Does Home Insurance Cost?

The cost of home insurance varies depending on your location, claims history, credit score, the value of your home and other factors. Fill out an to find out how much you can save on home insurance today.



 

 

Additional Home Insurance Resources

Garage Security: Just as Important as Home Security

What You’ll Find In Your First Home Insurance

 

Thank you for your interest in Mayflower Insurance Services. With five locations we are able to offer our services throughout Indiana, Wisconsin and Texas. Call our offices at 877-400-0500 or email us with any questions.

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Contact us 432 S Emerson Avenue, Suite 310
Greenwood, Indiana 46143

Call: (877) 400-0500
Text: (877) 400-0500
Fax: 317-300-0299
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